Terms and Conditions

Introduction

In these Terms and Conditions of Use and Privacy Statement references to “Touchstone” shall mean Touchstone C.I. Limited, a company registered in Jersey, whose registered office is at:

Touchstone (C.I.) Limited, Sir Walter Raleigh House, 48-50 Esplanade, St Helier, Jersey, JE2 3QB.

In using this Website you are subject to these Terms and Conditions of Use and Privacy Statement and by accessing this Website in any way, including without limitation, downloading any materials or information you agree to be bound by these Terms and Conditions of Use and Privacy Statement.

Terms and Conditions of Use

Intellectual Property

NavOne is the intellectual property of Touchstone and all rights are reserved. The intellectual property rights, including but not limited to copyright, trademark, trade or business name, design or other proprietary rights, in the material contained in this Website shall vest in Touchstone and no other person. Access to this Website does not give or otherwise transfer to any person any intellectual property rights whatsoever.

Service Access

Touchstone endeavours to ensure that this Website is available 24 hours a day but shall not be liable if for any reason this Website is unavailable at any time for any period of time. Touchstone cannot guarantee that the service will be fault-free. If a fault occurs in the service you should report it to Touchstone and Touchstone will attempt to correct the fault as soon as it reasonably can. Your access to the Website may occasionally be restricted to allow for repairs or maintenance. Touchstone will attempt to restore the service as soon as it reasonably can.

Viruses and Malware

Touchstone recommends that you install appropriate defences against viruses and other malware before you download any information from this Website. Touchstone shall accept no liability for any virus or malware contracted a result of visiting this Website or any other web site and will not be liable for any claim, loss, damage, costs or expenses suffered or incurred by any person as a result of the presence of any virus or malware on this Website or another website.

Disclaimer

Whilst Touchstone makes every effort to keep the materials and information on this Website accurate, we do not make any warranty or representation, expressed or implied about the material’s and/or information’s (or this Website’s) accuracy, completeness or appropriateness for any

particular purpose. By using this Website you assume full responsibility for using the materials and information at this Website and you understand and agree that neither Touchstone nor its suppliers nor any of its employees is responsible or liable for any claim, loss, damage, costs or expenses resulting from its use. Touchstone makes no promise that materials on this Website are appropriate or available for use in locations outside Jersey, and accessing this Website from territories where its contents are illegal or unlawful is prohibited. If you choose to access this site from locations outside Jersey, you do so on your own initiative and are responsible for compliance with local laws.

Links to other sites

In certain sections of this Website there may be links to other web sites. Touchstone takes no responsibility for the content or data capture processes of these web sites.

Privacy Statement

In certain areas of this Website, your data may be requested in order that we can send you relevant information. Touchstone deliberately keeps the data we request to the absolute minimum and we only use this data in connection with the facilities or information that you require.

Touchstone cannot ensure the secure receipt of any information sent to Touchstone and/or its suppliers over the internet and therefore such information is sent at your own risk. Whilst Touchstone takes all reasonable precautions to protect any personally identifiable information for

loss, misuse, alteration or destruction and complies with data protection legislation, data transmission over the internet may not be adequately secured by the sender.

General

This website is provided free of charge and Touchstone does not accept any liability to you in contract, tort or negligence, and excludes any liability for any direct, indirect or consequential damages arising out of its use.

Your only remedy is to discontinue use. Touchstone may at its discretion, block, suspend or end your access to its website.

You may not use Touchstone’s website for any illegal purposes, and agree that you will not send or post to it either defamatory, obscene, or unsolicited promotional material.

No information in this website is intended as, or constitutes an invitation on behalf of Touchstone or its Group of Companies to enter into a contract with you.

Touchstone may make changes to these Terms and Conditions of Use and Privacy Statement for legal or regulatory reasons or to allow proper use of the Website from time to time. Please ensure that you are familiar with our most up to date version. These Terms and Conditions of Use and Privacy Statement (and any non-contractual obligations arising from them) shall be governed by the laws of Jersey and if any dispute should arise, the parties shall submit to the exclusive jurisdiction of the Jersey courts. Touchstone reserves the right to modify these Terms and Conditions of Use and Privacy Statement at any time and without notice.

Contact us

Touchstone can be contacted by e-mail at the following address: info@touchstoneOne.com

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